Surety Expertise
With over 100 years of experience we’ll
ensure you always are put in the best
light to maximize the bond credit
you have available to you.
Contractor's Insurance
Our markets are designed to provide
you coverage that exceeds your
contractual needs, provides peace
of mind, and suits your bottom line.
Friendly Assistance
We’re famous for our friendly,
timely, and personal help with
every aspect of your insurance
and surety affairs.
Bonds
Surety is a highly specialized field. Contractor’s understand that if they are in the public or governmental bid market, they are required to post bonds. Private contractors have a similar requirement from local municipalities that require bonds in advance of permits. Our team has decades of expertise securing bonds for our clients. We secure the maximum bond line for you and assist you in navigating the path to bond approval.
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Insurance
Insurance for a contractor is a complex buy. You need to balance the need of the contractor to meet or exceed specifications with their budget and risk tolerance. Our carriers understand the complex need for contractors and deliver the terms, conditions and endorsements that will keep you on the job. Whether you need general liability, auto, property, excess, or all of these; our team will find the options necessary for you to choose that which best suits your needs at competitive prices.
Builder’s Risk
In today’s market, there is no more challenging coverage to buy than builder’s risk. As owners shift the burden of coverage to the contractor, marrying the specifications to the coverage form and doing so at competitive prices takes market relationships combined with a unique knowledge of the terms, conditions and project. Our team has deep understanding of all of these and we can deliver a policy that satisfies all involved.
What We Offer
Our focus is on your bottom line!
We provide expert advice, services, and products that are designed to maximize your profit.
About Us
Our team has over 100 years of experience providing contractors with the services and knowledge base to assist them in maximizing their bond credit, lowering their exposures, reducing costs, and thereby maximizing their profits.
Frequently Asked Questions
"Focus on my bottom line" is just a tagline, right?
No, actually it isn’t. Most agencies are focused on their bottom line, more interested in the next client they can sell. We turn the tables on that. Our focus is on you, our client. We understand that if you do well, it strengthens our mutual relationship and thus in the long term, we will do well together.
Do you only write contractors?
Our focus is 100% on the construction industry. We have endeavored for 30 years to be a leader in that field and not a follower. We consider ourselves a member of the construction industry, not a vendor to it. Our clients are builders, tradesmen, and suppliers. If you are in any way involved in the trade, we’d like to talk to you.
How do you maximize my bond credit?
The complexities of bond credit begin with understanding your needs and desires. We then match those with a surety partner who can underwrite without the need for a checklist. Our long-term relationships in the surety industry have benefited our client’s for decades. We work the process, we know how the numbers work, we find the ways to accent what you are and how you perform and we negotiate the best program for you.
What is meant by lowering my exposures?
It is our job to anticipate how the industry might change and thus affect your needs. We spend a great deal of time learning about your business. We do jobsite visits, walk-throughs at your physical plant, and a thorough review of your policies and procedures. We formulate a risk management profile for you that offers suggestions for improved safety and reduced risk. At the same time, we seek policy terms and conditions that exceed your needs and meet your budget. All of these are intended to benefit your bottom line.
Testimonials
Here’s what just some of our clients have said
Michael and his team are the gold standard of bonding and insurance.
Regan Berschauer
President, Berschauer Group, Inc.
KAYE Surety’s team has been an integral partner in LCi’s success and has supported us with bonding and insurance options that fit our company and project needs. We appreciate their professionalism and solutions to our business needs.
Jeff Tiegs
President, Lincoln Construction, Inc.
They understand our needs and are able to find solutions that help us be as successful as possible. While we view them as our partner, they understand who the client is and provide the customer service that we need. They have over delivered on the promises made and I plan to have a very long term partnership with them.
Mitch Neeley
President, Neeley Construction LLC
Kaye Surety has been marvelous for my business, their professionalism has been exemplary.
Doug Spee
President, Spee West Construction, Inc.
Our Affiliations
